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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,614 | $84,628-92.2% | $61,501-89.2% | $134,545-95.1% |
| Participation rate | 66.7% | 62.2%+4.5pp | 52.6%+14.1pp | 81.2%-14.6pp |
| Annual return | -20.77% | 585.61%-606.4pp | 339.04%-359.8pp | 418.37%-439.1pp |
| Employer contribution / active EE | $1,064 | $1,545-31.1% | $1,160-8.3% | $4,742-77.6% |
| Participant deferral / active EE | $3,655 | $2,819+29.7% | $2,125+72.0% | $6,401-42.9% |
| Admin fee / account holder | $504 | $2,587-80.5% | $2,132-76.4% | $11,431-95.6% |