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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,486 | $174,018-92.3% | $136,833-90.1% | $198,609-93.2% |
| Participation rate | 83.3% | 65.1%+18.2pp | 59.0%+24.3pp | 82.4%+1.0pp |
| Annual return | 14.33% | 35.16%-20.8pp | 35.32%-21.0pp | 202.70%-188.4pp |
| Employer contribution / active EE | $1,103 | $1,571-29.8% | $1,319-16.4% | $5,055-78.2% |
| Participant deferral / active EE | $3,791 | $2,873+31.9% | $2,441+55.3% | $6,977-45.7% |
| Admin fee / account holder | $3,147 | $5,434-42.1% | $4,706-33.1% | $19,030-83.5% |