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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,454 | $113,338-61.7% | $94,993-54.3% | $147,586-70.6% |
| Participation rate | 71.4% | 78.0%-6.5pp | 73.9%-2.5pp | 82.8%-11.4pp |
| Annual return | 24.74% | 20.80%+3.9pp | 27.14%-2.4pp | 578.59%-553.9pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,603-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $487 | $3,777-87.1% | $3,317-85.3% | $5,439-91.0% |
| Admin fee / account holder | $2,283 | $6,063-62.3% | $4,960-54.0% | $10,886-79.0% |