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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,587 | $185,312-54.4% | $161,489-47.6% | $154,746-45.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.80% | 103.84%-85.0pp | 89.72%-70.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $3,605 | $4,769-24.4% | $4,268-15.5% | $4,379-17.7% |
| Participant deferral / active EE | $10,380 | $6,350+63.5% | $5,630+84.4% | $6,730+54.2% |
| Admin fee / account holder | $1,394 | $18,654-92.5% | $16,006-91.3% | $14,365-90.3% |