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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,339 | $197,637+60.1% | $177,848+77.9% | $158,982+99.0% |
| Participation rate | 76.9% | 88.5%-11.6pp | 87.7%-10.8pp | 82.0%-5.0pp |
| Annual return | 10.02% | 58.77%-48.7pp | 48.33%-38.3pp | 302.99%-293.0pp |
| Employer contribution / active EE | $24,030 | $6,698+258.7% | $5,919+306.0% | $4,763+404.5% |
| Participant deferral / active EE | $15,587 | $8,405+85.4% | $7,714+102.1% | $5,983+160.5% |
| Admin fee / account holder | $9,177 | $15,406-40.4% | $12,431-26.2% | $11,252-18.4% |