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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,367 | $29,716-18.0% | $56,077-56.5% | $80,925-69.9% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.6pp | 67.7%-10.5pp |
| Annual return | 13.82% | 35.30%-21.5pp | 1709.28%-1695.5pp | 35.65%-21.8pp |
| Employer contribution / active EE | $1,062 | $671+58.3% | $1,040+2.1% | $2,756-61.5% |
| Participant deferral / active EE | $2,869 | $1,228+133.6% | $1,954+46.8% | $4,299-33.3% |
| Admin fee / account holder | $2,170 | $2,432-10.8% | $2,825-23.2% | $6,940-68.7% |