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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,484 | $167,353-48.3% | $143,797-39.9% | $134,545-35.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.92% | 0.48%-8.4pp | -0.04%-7.9pp | 418.37%-426.3pp |
| Employer contribution / active EE | $13,856 | $5,620+146.5% | $4,952+179.8% | $4,742+192.2% |
| Participant deferral / active EE | $6,566 | $6,447+1.8% | $5,638+16.4% | $6,401+2.6% |
| Admin fee / account holder | $2,465 | $18,096-86.4% | $14,679-83.2% | $11,431-78.4% |