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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,171 | $160,028-65.5% | $147,080-62.5% | $145,884-62.2% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 19.89% | 98.60%-78.7pp | 420.17%-400.3pp | 551.85%-532.0pp |
| Employer contribution / active EE | $4,252 | $5,286-19.6% | $4,933-13.8% | $4,662-8.8% |
| Participant deferral / active EE | $7,922 | $8,422-5.9% | $8,066-1.8% | $6,690+18.4% |
| Admin fee / account holder | $9,605 | $15,030-36.1% | $12,989-26.1% | $13,392-28.3% |