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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,171 | $160,070-65.5% | $147,117-62.5% | $145,897-62.2% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 19.89% | 98.69%-78.8pp | 420.54%-400.6pp | 552.29%-532.4pp |
| Employer contribution / active EE | $4,252 | $5,285-19.5% | $4,932-13.8% | $4,663-8.8% |
| Participant deferral / active EE | $7,922 | $8,419-5.9% | $8,065-1.8% | $6,689+18.4% |
| Admin fee / account holder | $9,605 | $15,035-36.1% | $12,993-26.1% | $13,390-28.3% |