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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,799 | $106,749-34.6% | $145,433-52.0% | $82,448-15.3% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 19.05% | 27.59%-8.5pp | 66.58%-47.5pp | 41.64%-22.6pp |
| Employer contribution / active EE | $5,646 | $3,444+63.9% | $4,554+24.0% | $2,551+121.3% |
| Participant deferral / active EE | $8,612 | $6,519+32.1% | $7,897+9.1% | $4,139+108.1% |
| Admin fee / account holder | $522 | $8,390-93.8% | $13,129-96.0% | $7,234-92.8% |