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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,379 | $55,437-30.8% | $155,534-75.3% | $74,459-48.5% |
| Participation rate | 48.0% | 61.9%-13.9pp | 78.2%-30.3pp | 67.2%-19.3pp |
| Annual return | 21.89% | 269.58%-247.7pp | 64.92%-43.0pp | 1369.70%-1347.8pp |
| Employer contribution / active EE | $1,550 | $2,266-31.6% | $4,675-66.9% | $2,626-41.0% |
| Participant deferral / active EE | $3,084 | $2,837+8.7% | $5,630-45.2% | $4,350-29.1% |
| Admin fee / account holder | $2,271 | $1,742+30.3% | $15,900-85.7% | $1,945+16.8% |