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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $61,813 |
PENSION ASSURANCE LLP1 year Service code 10 20335 VENTURA BLVD STE 305 · WOODLAND HILLS, CA 91364 | Accounting | $14,000 |
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $5,101 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,848 | $45,119-18.3% | $85,126-56.7% | $74,429-50.5% |
| Participation rate | 74.9% | 49.4%+25.5pp | 67.5%+7.3pp | 67.2%+7.7pp |
| Annual return | 17.93% | 26.28%-8.3pp | 66.63%-48.7pp | 1368.38%-1350.4pp |
| Employer contribution / active EE | $2,156 | $1,460+47.7% | $2,731-21.0% | $2,625-17.8% |
| Participant deferral / active EE | $8,654 | $2,738+216.1% | $4,523+91.3% | $4,348+99.0% |
| Admin fee / account holder | $371 | $2,214-83.2% | $6,160-94.0% | $1,944-80.9% |