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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,516 | $82,678-49.8% | $125,391-66.9% | $68,490-39.4% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -20.51% | -5.97%-14.5pp | 572.41%-592.9pp | -7.85%-12.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $21,391 | $6,111+250.0% | $7,448+187.2% | $4,028+431.1% |
| Admin fee / account holder | $5,795 | $6,277-7.7% | $10,009-42.1% | $5,403+7.3% |