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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,258 | $100,895+122.3% | $90,430+148.0% | $158,950+41.1% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 26.02% | 1725.54%-1699.5pp | 1293.73%-1267.7pp | 302.91%-276.9pp |
| Employer contribution / active EE | $5,305 | $3,689+43.8% | $3,262+62.6% | $4,762+11.4% |
| Participant deferral / active EE | $13,000 | $4,347+199.0% | $3,963+228.1% | $5,983+117.3% |
| Admin fee / account holder | $60 | $6,505-99.1% | $5,613-98.9% | $11,248-99.5% |