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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,427 | $165,399-75.6% | $149,745-73.0% | $158,982-74.6% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 72.34% | 348.34%-276.0pp | 276.72%-204.4pp | 302.99%-230.7pp |
| Employer contribution / active EE | $16,352 | $5,105+220.3% | $4,646+252.0% | $4,763+243.3% |
| Participant deferral / active EE | $5,316 | $7,183-26.0% | $6,843-22.3% | $5,983-11.2% |
| Admin fee / account holder | $163 | $10,811-98.5% | $9,312-98.3% | $11,252-98.6% |