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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,523 | $27,639-61.9% | $61,501-82.9% | $68,490-84.6% |
| Participation rate | 40.0% | 39.5%+0.5pp | 52.6%-12.6pp | 67.9%-27.9pp |
| Annual return | -36.60% | -13.19%-23.4pp | 339.04%-375.6pp | -7.85%-28.7pp |
| Employer contribution / active EE | $949 | $696+36.3% | $1,160-18.2% | $2,597-63.5% |
| Participant deferral / active EE | $2,254 | $1,264+78.4% | $2,125+6.1% | $4,028-44.0% |
| Admin fee / account holder | $291 | $2,012-85.5% | $2,132-86.3% | $5,403-94.6% |