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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,733 | $29,667+23.8% | $56,441-34.9% | $80,874-54.6% |
| Participation rate | 28.1% | 41.7%-13.5pp | 52.5%-24.4pp | 67.6%-39.5pp |
| Annual return | 22.80% | 35.22%-12.4pp | 1704.21%-1681.4pp | 35.62%-12.8pp |
| Employer contribution / active EE | $783 | $669+17.0% | $1,039-24.6% | $2,756-71.6% |
| Participant deferral / active EE | $2,275 | $1,227+85.5% | $1,953+16.5% | $4,297-47.0% |
| Admin fee / account holder | $1,539 | $2,429-36.7% | $2,829-45.6% | $6,935-77.8% |