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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,057 | $110,379-23.8% | $102,412-17.9% | $145,884-42.4% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.6pp | 80.3%-37.4pp |
| Annual return | 16.59% | 24.84%-8.2pp | 24.94%-8.3pp | 551.85%-535.3pp |
| Employer contribution / active EE | $2,847 | $4,216-32.5% | $3,870-26.4% | $4,662-38.9% |
| Participant deferral / active EE | $6,403 | $5,622+13.9% | $5,060+26.5% | $6,690-4.3% |
| Admin fee / account holder | $3,787 | $9,745-61.1% | $8,388-54.8% | $13,392-71.7% |