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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,057 | $110,410-23.9% | $102,437-17.9% | $145,897-42.4% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 16.59% | 24.85%-8.3pp | 24.95%-8.4pp | 552.29%-535.7pp |
| Employer contribution / active EE | $2,847 | $4,217-32.5% | $3,871-26.4% | $4,663-38.9% |
| Participant deferral / active EE | $6,403 | $5,622+13.9% | $5,060+26.5% | $6,689-4.3% |
| Admin fee / account holder | $3,787 | $9,745-61.1% | $8,388-54.9% | $13,390-71.7% |