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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,457 | $103,393-37.7% | $87,103-26.0% | $152,909-57.8% |
| Participation rate | 78.3% | 79.4%-1.1pp | 76.9%+1.4pp | 82.5%-4.2pp |
| Annual return | 16.52% | 28.10%-11.6pp | 28.19%-11.7pp | 345.46%-328.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $912 | $4,778-80.9% | $4,049-77.5% | $5,851-84.4% |
| Admin fee / account holder | $1,774 | $12,195-85.5% | $7,491-76.3% | $11,601-84.7% |