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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,819 | $29,716-67.0% | $56,077-82.5% | $80,925-87.9% |
| Participation rate | 12.5% | 41.7%-29.2pp | 52.5%-40.0pp | 67.7%-55.2pp |
| Annual return | 16.60% | 35.30%-18.7pp | 1709.28%-1692.7pp | 35.65%-19.0pp |
| Employer contribution / active EE | $169 | $671-74.8% | $1,040-83.7% | $2,756-93.9% |
| Participant deferral / active EE | $433 | $1,228-64.8% | $1,954-77.9% | $4,299-89.9% |
| Admin fee / account holder | $246 | $2,432-89.9% | $2,825-91.3% | $6,940-96.5% |