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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,819 | $29,733-67.0% | $56,025-82.5% | $80,959-87.9% |
| Participation rate | 12.5% | 41.7%-29.2pp | 52.5%-40.0pp | 67.7%-55.2pp |
| Annual return | 16.60% | 35.28%-18.7pp | 1712.69%-1696.1pp | 35.67%-19.1pp |
| Employer contribution / active EE | $169 | $672-74.8% | $1,042-83.7% | $2,757-93.9% |
| Participant deferral / active EE | $433 | $1,229-64.8% | $1,955-77.9% | $4,300-89.9% |
| Admin fee / account holder | $246 | $2,434-89.9% | $2,828-91.3% | $6,925-96.4% |