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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,064 | $160,070-76.2% | $147,117-74.1% | $145,897-73.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 9.78% | 98.69%-88.9pp | 420.54%-410.8pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,444 | $5,285-53.7% | $4,932-50.4% | $4,663-47.6% |
| Participant deferral / active EE | $7,078 | $8,419-15.9% | $8,065-12.2% | $6,689+5.8% |
| Admin fee / account holder | $9,961 | $15,035-33.7% | $12,993-23.3% | $13,390-25.6% |