Retirement plan

U. S. BRIDGE RETIREMENT PLAN

Name: OHIO BRIDGE MANUFACTURING LTD - U. S. BRIDGE RETIREMENT PLAN (2016) Form 5500
Creator: OHIO BRIDGE MANUFACTURING LTD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, U. S. BRIDGE RETIREMENT PLAN, OHIO BRIDGE MANUFACTURING LTD

OHIO BRIDGE MANUFACTURING LTDdba U.S. BRIDGEEIN 47-4335002Plan #001PY 2016

201 WHEELING AVENUE - CAMBRIDGE, OH 43725740-421-9342

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$3.1M

+6.3% from 2015

Total participants

181

0.0% from 2015

Average account balance

$25,399

+15.7% from 2015

Annual return

9.37%

+12.28 pp from 2015

Benchmarks

See 4,221 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,221 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

110

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$305K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ASCENSUS LLC2+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754	Recordkeeping	$16,985
EVERHART ADVISORS2+ years Filed as: EVERHEART FINANCIAL GROUP Service code 27 535 METRO PLACE SOUTH · DUBLIN, OH 43017	Advisory (Plan)	$12,170

Plan features & details

Pension benefit codes2E2F2G2T3D2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$29K

$204 / participant

Investment mgmt$12K41.7%
Contract admin$17K58.3%

% of EOY assets

0.926%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GBQ PARTNERS, LLC
Auditor EIN: 202122306
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,399

$60,165-57.8%

$74,184-65.8%

$55,167-54.0%

Participation rate

60.1%

74.2%-14.0pp

76.6%-16.5pp

69.0%-8.9pp

Annual return

9.37%

10.00%-0.6pp

17.74%-8.4pp

169.23%-159.9pp

Employer contribution / active EE

$1,050

$1,600-34.4%

$2,370-55.7%

$1,963-46.5%

Participant deferral / active EE

$1,023

$2,973-65.6%

$3,550-71.2%

$3,054-66.5%

Admin fee / account holder

$235

$419-43.9%

$5,586-95.8%

$504-53.3%

Provider

Service type

Compensation

ASCENSUS LLC2+ years

Filed as: ASCENSUS

Service code 15 · EIN 11-3665754

Recordkeeping

$16,985

EVERHART ADVISORS2+ years

Filed as: EVERHEART FINANCIAL GROUP

Service code 27

535 METRO PLACE SOUTH · DUBLIN, OH 43017

Advisory (Plan)

$12,170

U. S. BRIDGE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

U. S. BRIDGE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion