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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,989 | $165,399-72.8% | $149,745-70.0% | $158,982-71.7% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 14.13% | 348.34%-334.2pp | 276.72%-262.6pp | 302.99%-288.9pp |
| Employer contribution / active EE | $2,061 | $5,105-59.6% | $4,646-55.6% | $4,763-56.7% |
| Participant deferral / active EE | $4,021 | $7,183-44.0% | $6,843-41.2% | $5,983-32.8% |
| Admin fee / account holder | $3,980 | $10,811-63.2% | $9,312-57.3% | $11,252-64.6% |