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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,152 | $76,551-77.6% | $123,894-86.2% | $62,881-72.7% |
| Participation rate | 90.8% | 73.0%+17.8pp | 81.4%+9.4pp | 69.3%+21.5pp |
| Annual return | 19.25% | 18.68%+0.6pp | 47.52%-28.3pp | 20.14%-0.9pp |
| Employer contribution / active EE | $2,209 | $2,882-23.4% | $4,617-52.1% | $2,281-3.1% |
| Participant deferral / active EE | $4,831 | $4,840-0.2% | $5,984-19.3% | $3,203+50.8% |
| Admin fee / account holder | $791 | $4,826-83.6% | $8,357-90.5% | $4,296-81.6% |