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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,111 | $48,078-89.4% | $78,676-93.5% | $62,881-91.9% |
| Participation rate | 26.7% | 65.2%-38.5pp | 73.6%-46.9pp | 69.3%-42.6pp |
| Annual return | 22.61% | 31.36%-8.7pp | 62.19%-39.6pp | 20.14%+2.5pp |
| Employer contribution / active EE | $273 | $2,015-86.5% | $2,850-90.4% | $2,281-88.0% |
| Participant deferral / active EE | $1,077 | $2,587-58.4% | $3,517-69.4% | $3,203-66.4% |
| Admin fee / account holder | $211 | $3,206-93.4% | $4,510-95.3% | $4,296-95.1% |