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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,739 | $127,096-84.5% | $105,736-81.3% | $135,380-85.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 76.3%+7.0pp | 82.6%+0.7pp |
| Annual return | -6.81% | 4.49%-11.3pp | 6.27%-13.1pp | 519.81%-526.6pp |
| Employer contribution / active EE | $958 | $4,107-76.7% | $3,268-70.7% | $4,779-79.9% |
| Participant deferral / active EE | $1,553 | $5,064-69.3% | $4,080-61.9% | $5,609-72.3% |
| Admin fee / account holder | $326 | $9,087-96.4% | $6,913-95.3% | $10,828-97.0% |