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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,036 | $76,634-30.8% | $56,054-5.4% | $145,978-63.7% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.1pp | 80.3%-47.0pp |
| Annual return | 20.22% | 3004.33%-2984.1pp | 1705.95%-1685.7pp | 550.52%-530.3pp |
| Employer contribution / active EE | $780 | $1,380-43.5% | $1,039-24.9% | $4,662-83.3% |
| Participant deferral / active EE | $3,951 | $2,622+50.7% | $1,952+102.4% | $6,690-40.9% |
| Admin fee / account holder | $6,629 | $3,321+99.6% | $2,822+134.9% | $13,400-50.5% |