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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,036 | $76,608-30.8% | $56,077-5.4% | $145,877-63.6% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 20.22% | 3009.59%-2989.4pp | 1709.28%-1689.1pp | 551.28%-531.1pp |
| Employer contribution / active EE | $780 | $1,382-43.5% | $1,040-25.0% | $4,663-83.3% |
| Participant deferral / active EE | $3,951 | $2,624+50.6% | $1,954+102.2% | $6,691-40.9% |
| Admin fee / account holder | $6,629 | $3,325+99.4% | $2,825+134.7% | $13,402-50.5% |