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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,036 | $76,785-30.9% | $56,441-6.0% | $145,959-63.7% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 20.22% | 3000.51%-2980.3pp | 1704.21%-1684.0pp | 561.95%-541.7pp |
| Employer contribution / active EE | $780 | $1,381-43.5% | $1,039-24.9% | $4,661-83.3% |
| Participant deferral / active EE | $3,951 | $2,624+50.6% | $1,953+102.3% | $6,689-40.9% |
| Admin fee / account holder | $6,629 | $3,334+98.8% | $2,829+134.3% | $13,398-50.5% |