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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,597 | $183,627-37.6% | $155,602-26.4% | $145,978-21.5% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 43.32% | 61.32%-18.0pp | 64.81%-21.5pp | 550.52%-507.2pp |
| Employer contribution / active EE | $1,811 | $5,316-65.9% | $4,675-61.3% | $4,662-61.2% |
| Participant deferral / active EE | $7,983 | $6,466+23.5% | $5,629+41.8% | $6,690+19.3% |
| Admin fee / account holder | $0 | $19,327-100.0% | $15,923-100.0% | $13,400-100.0% |