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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,878 | $109,411-70.0% | $89,435-63.2% | $158,982-79.3% |
| Participation rate | 36.4% | 74.3%-37.9pp | 68.0%-31.6pp | 82.0%-45.6pp |
| Annual return | 18.12% | 345.68%-327.6pp | 245.55%-227.4pp | 302.99%-284.9pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,469 | $4,600-24.6% | $3,890-10.8% | $5,983-42.0% |
| Admin fee / account holder | $31 | $6,159-99.5% | $4,884-99.4% | $11,252-99.7% |