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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $79,443 |
AMERICAN FUNDS3 years Filed as: CAPITAL ANALYSTS Service code 27 · EIN 45-4846725 | Advisory (Plan) | $21,625 |
Filed as: LINCOLN INVESTMENTS Service code 27 · EIN 23-1702591 | Advisory (Plan) | $12,944 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,602 | $50,860-43.8% | $155,574-81.6% | $77,714-63.2% |
| Participation rate | 64.2% | 63.1%+1.0pp | 78.2%-14.0pp | 70.6%-6.4pp |
| Annual return | 17.16% | 34.86%-17.7pp | 64.87%-47.7pp | 31.26%-14.1pp |
| Employer contribution / active EE | $1,390 | $1,991-30.2% | $4,676-70.3% | $2,727-49.0% |
| Participant deferral / active EE | $2,581 | $2,825-8.6% | $5,629-54.1% | $4,649-44.5% |
| Admin fee / account holder | $65 | $436-85.1% | $15,914-99.6% | $433-84.9% |