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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,991 | $114,119-63.2% | $107,187-60.8% | $138,895-69.8% |
| Participation rate | 78.6% | 78.1%+0.5pp | 75.0%+3.6pp | 79.9%-1.3pp |
| Annual return | 16.83% | 273.21%-256.4pp | 204.55%-187.7pp | 145.39%-128.6pp |
| Employer contribution / active EE | $2,032 | $4,059-49.9% | $3,782-46.3% | $4,194-51.5% |
| Participant deferral / active EE | $3,071 | $5,538-44.5% | $5,096-39.7% | $6,396-52.0% |
| Admin fee / account holder | $451 | $10,024-95.5% | $9,162-95.1% | $12,562-96.4% |