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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,507 | $156,616-83.1% | $133,346-80.1% | $198,609-86.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 6.66% | 44.25%-37.6pp | 36.85%-30.2pp | 202.70%-196.0pp |
| Employer contribution / active EE | $1,330 | $3,368-60.5% | $2,853-53.4% | $5,055-73.7% |
| Participant deferral / active EE | $7,072 | $4,920+43.7% | $4,332+63.2% | $6,977+1.4% |
| Admin fee / account holder | $1,882 | $17,468-89.2% | $14,264-86.8% | $19,030-90.1% |