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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,746 | $95,915-80.5% | $79,580-76.4% | $134,532-86.1% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -16.89% | -2.71%-14.2pp | 0.15%-17.0pp | 418.27%-435.2pp |
| Employer contribution / active EE | $1,000 | $3,129-68.1% | $2,413-58.6% | $4,741-78.9% |
| Participant deferral / active EE | $1,466 | $4,693-68.8% | $3,985-63.2% | $6,401-77.1% |
| Admin fee / account holder | $5,558 | $9,132-39.1% | $6,835-18.7% | $11,429-51.4% |