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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,270 | $117,846-45.5% | $102,434-37.3% | $145,884-55.9% |
| Participation rate | 63.6% | 78.6%-15.0pp | 76.5%-12.9pp | 80.3%-16.7pp |
| Annual return | 15.41% | 31.90%-16.5pp | 29.46%-14.1pp | 551.85%-536.4pp |
| Employer contribution / active EE | $991 | $3,615-72.6% | $3,023-67.2% | $4,662-78.7% |
| Participant deferral / active EE | $5,176 | $5,733-9.7% | $5,055+2.4% | $6,690-22.6% |
| Admin fee / account holder | $4,490 | $13,356-66.4% | $9,462-52.5% | $13,392-66.5% |