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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,066 | $106,524-27.7% | $152,301-49.4% | $87,485-11.9% |
| Participation rate | 97.4% | 75.8%+21.7pp | 82.4%+15.0pp | 68.9%+28.5pp |
| Annual return | 19.83% | 26.89%-7.1pp | 80.50%-60.7pp | 26.06%-6.2pp |
| Employer contribution / active EE | $5,061 | $3,371+50.1% | $4,624+9.4% | $2,596+94.9% |
| Participant deferral / active EE | $9,643 | $6,525+47.8% | $8,004+20.5% | $4,274+125.6% |
| Admin fee / account holder | $2,270 | $8,287-72.6% | $14,398-84.2% | $7,775-70.8% |