Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,769 | $109,359-89.2% | $162,177-92.7% | $72,975-83.9% |
| Participation rate | 51.7% | 84.3%-32.5pp | 87.6%-35.8pp | 69.5%-17.8pp |
| Annual return | 25.36% | 25.46%-0.1pp | 115.60%-90.2pp | 81.01%-55.7pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,963 | $5,481-64.2% | $7,297-73.1% | $3,608-45.6% |
| Admin fee / account holder | $729 | $7,972-90.9% | $10,843-93.3% | $5,124-85.8% |