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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,214 | $80,992-82.5% | $96,534-85.3% | $75,173-81.1% |
| Participation rate | 74.1% | 71.8%+2.3pp | 76.0%-1.9pp | 67.2%+6.9pp |
| Annual return | 20.08% | 27.05%-7.0pp | 25.88%-5.8pp | 160.72%-140.6pp |
| Employer contribution / active EE | $1,933 | $2,283-15.3% | $2,965-34.8% | $2,671-27.6% |
| Participant deferral / active EE | $2,542 | $3,929-35.3% | $4,851-47.6% | $4,126-38.4% |
| Admin fee / account holder | $1,031 | $6,717-84.7% | $8,253-87.5% | $5,651-81.8% |