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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,630 | $27,943+242.2% | $58,507+63.5% | $75,177+27.2% |
| Participation rate | 11.8% | 38.8%-27.1pp | 50.9%-39.1pp | 67.2%-55.4pp |
| Annual return | 0.00% | 44.22%-44.2pp | 4252.32%-4252.3pp | 160.75%-160.8pp |
| Employer contribution / active EE | $270 | $670-59.7% | $1,053-74.4% | $2,671-89.9% |
| Participant deferral / active EE | $741 | $1,202-38.3% | $1,922-61.4% | $4,126-82.0% |
| Admin fee / account holder | $251 | $1,727-85.5% | $2,486-89.9% | $5,651-95.6% |