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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,014 | $209,422-81.8% | $178,503-78.7% | $158,982-76.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 26.33% | 188.81%-162.5pp | 151.12%-124.8pp | 302.99%-276.7pp |
| Employer contribution / active EE | $4,844 | $5,707-15.1% | $5,011-3.3% | $4,763+1.7% |
| Participant deferral / active EE | $5,604 | $5,955-5.9% | $5,202+7.7% | $5,983-6.3% |
| Admin fee / account holder | $1,094 | $17,079-93.6% | $13,987-92.2% | $11,252-90.3% |