See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK1+ years Service code 21 · EIN 63-0371391 | Bank Trustee | $58,495 |
ASCENSUS LLC1+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $22,279 |
TD AMERITRADE, INC.1+ years Filed as: TD AMERITRADE Service code 33 · EIN 82-0543156 | Securities brokerage; Direct payment ... | $659 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,031 | $73,981+37.9% | $105,722-3.5% | $62,891+62.2% |
| Participation rate | 68.1% | 71.7%-3.6pp | 78.9%-10.9pp | 69.3%-1.3pp |
| Annual return | 4.66% | 17.60%-12.9pp | 12.25%-7.6pp | 20.14%-15.5pp |
| Employer contribution / active EE | $5,631 | $2,856+97.2% | $4,079+38.1% | $2,281+146.9% |
| Participant deferral / active EE | $8,412 | $4,038+108.3% | $5,326+58.0% | $3,203+162.6% |
| Admin fee / account holder | $599 | $5,976-90.0% | $8,308-92.8% | $4,296-86.1% |