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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,190 | $167,522-75.4% | $151,639-72.8% | $134,532-69.4% |
| Participation rate | 50.0% | 88.4%-38.4pp | 87.5%-37.5pp | 81.2%-31.2pp |
| Annual return | -33.70% | 7.81%-41.5pp | 3.34%-37.0pp | 418.27%-452.0pp |
| Employer contribution / active EE | $3,108 | $6,828-54.5% | $6,165-49.6% | $4,741-34.4% |
| Participant deferral / active EE | $11,875 | $8,986+32.2% | $8,363+42.0% | $6,401+85.5% |
| Admin fee / account holder | $262 | $13,780-98.1% | $11,613-97.7% | $11,429-97.7% |