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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,675 | $93,598-85.4% | $135,974-89.9% | $75,173-81.8% |
| Participation rate | 97.1% | 75.2%+21.9pp | 81.9%+15.1pp | 67.2%+29.9pp |
| Annual return | 36.50% | 30.89%+5.6pp | 68.30%-31.8pp | 160.72%-124.2pp |
| Employer contribution / active EE | $2,666 | $3,538-24.6% | $4,859-45.1% | $2,671-0.2% |
| Participant deferral / active EE | $6,800 | $6,405+6.2% | $7,760-12.4% | $4,126+64.8% |
| Admin fee / account holder | $459 | $6,978-93.4% | $10,767-95.7% | $5,651-91.9% |