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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,738 | $115,814-90.7% | $101,275-89.4% | $158,982-93.2% |
| Participation rate | 54.5% | 79.4%-24.8pp | 75.8%-21.3pp | 82.0%-27.4pp |
| Annual return | 80.76% | 56.16%+24.6pp | 46.48%+34.3pp | 302.99%-222.2pp |
| Employer contribution / active EE | $706 | $4,176-83.1% | $3,660-80.7% | $4,763-85.2% |
| Participant deferral / active EE | $4,529 | $4,958-8.6% | $4,371+3.6% | $5,983-24.3% |
| Admin fee / account holder | $20 | $7,249-99.7% | $5,948-99.7% | $11,252-99.8% |