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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,731 | $85,024-29.7% | $70,544-15.3% | $139,466-57.2% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 14.82% | 30.39%-15.6pp | 32.79%-18.0pp | 373.66%-358.8pp |
| Employer contribution / active EE | $10,000 | $3,912+155.6% | $2,976+236.1% | $4,754+110.4% |
| Participant deferral / active EE | $4,880 | $5,891-17.2% | $4,568+6.8% | $6,712-27.3% |
| Admin fee / account holder | $16,152 | $8,928+80.9% | $6,427+151.3% | $11,409+41.6% |