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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,605 | $111,785-0.2% | $93,669+19.1% | $145,877-23.5% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 16.33% | 203.79%-187.5pp | 133.59%-117.3pp | 551.28%-535.0pp |
| Employer contribution / active EE | $1,485 | $3,096-52.0% | $2,424-38.7% | $4,663-68.2% |
| Participant deferral / active EE | $9,833 | $4,919+99.9% | $4,416+122.7% | $6,691+47.0% |
| Admin fee / account holder | $55 | $10,256-99.5% | $8,291-99.3% | $13,402-99.6% |