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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,255 | $58,600+1.1% | $83,327-28.9% | $64,173-7.7% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -5.83% | 9.66%-15.5pp | 10.64%-16.5pp | 7.63%-13.5pp |
| Employer contribution / active EE | $6,422 | $2,098+206.1% | $3,379+90.1% | $2,381+169.7% |
| Participant deferral / active EE | $7,912 | $4,656+70.0% | $5,565+42.2% | $3,470+128.0% |
| Admin fee / account holder | $10,093 | $9,282+8.7% | $7,540+33.9% | $4,887+106.5% |