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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,489 | $110,629-70.6% | $80,784-59.8% | $167,553-80.6% |
| Participation rate | 42.9% | 64.0%-21.1pp | 54.2%-11.3pp | 82.1%-39.3pp |
| Annual return | 0.00% | 120.58%-120.6pp | 87.31%-87.3pp | 478.89%-478.9pp |
| Employer contribution / active EE | $393 | $1,543-74.6% | $1,160-66.2% | $4,840-91.9% |
| Participant deferral / active EE | $1,623 | $2,871-43.5% | $2,145-24.4% | $6,343-74.4% |
| Admin fee / account holder | $15,549 | $4,547+242.0% | $3,380+360.0% | $12,316+26.2% |