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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,014 | $165,399-74.0% | $149,745-71.3% | $158,982-72.9% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 36.23% | 348.34%-312.1pp | 276.72%-240.5pp | 302.99%-266.8pp |
| Employer contribution / active EE | $11,396 | $5,105+123.2% | $4,646+145.3% | $4,763+139.3% |
| Participant deferral / active EE | $5,050 | $7,183-29.7% | $6,843-26.2% | $5,983-15.6% |
| Admin fee / account holder | $211 | $10,811-98.1% | $9,312-97.7% | $11,252-98.1% |